A growing number of Americans feel stuck in a financial rut, with many believing their savings goals are out of reach.  A new survey by Talker Research found that 67% of Americans feel behind on savings, and nearly half, 47%, have given up hope of ever meeting their financial targets. Since January 2025, 63% of those with savings accounts have dipped into them, often multiple times. Nearly one in five made five or more withdrawals. These withdrawals weren't for luxuries. 48% were for unexpected expenses, 36% for basic needs, and 30% for emergencies. Only 18% withdrew funds for something they had been saving for.  Americans aim to save an average of $496 a month, but 31% save $200 or less. One in four now have less saved than at the start of the year. Gen Xers are feeling the pinch most, with 31% reporting reduced savings, compared to just 19% of millennials. Gen Z showed the most improvement, with 38% increasing their savings. Generational gaps also show in banking satisfaction. While 71% of Gen Z feel supported by their banks, only 41% of baby boomers agree.  Yet, younger customers are more willing to switch banks, seeking better digital tools and benefits. The data shows that Americans are using savings for immediate needs instead of future goals, highlighting the need for better financial support in an unstable economy.